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How To Get Palmpay POS Machine; Price Commission & Charges

Greetings and welcome to another exciting publication about Palmpay POS Services and Machines

Good day dear incoming Palmpay Agents and Merchants, this post is published at a crucial time when cities in Nigeria is seeking financial inclusion in the retail and banking sectors.

Though I will still share a table with it us, so that we can go through it and understand it very well, I will just point out the important key points.

Types of Palmpay POS and Prices:

  1. Android pos: 60,000
  2. Traditional/Linux/Button: 50,000

Targets On Each Palmpay POS:

Android: 50,000 daily
Traditional: 40,000 daily

You have to already have an office, shop, Kiosk, Umbrella stand before you can make the move to secure a Palmpay POS Machine/Terminal. In other words, Palmpay will not give you a pos device if you do not a physical location for your business.

Commission To Agents:

For every withdrawal, your agents do you will be getting a very little slice of profit.
No commission on deposits.
Agents that are dormant for 3days will be terminated and placed on the investigation.

Charges To Agents:

Breakdown of Palmpay’s ATM card withdrawal charges;

1k = 5 naira
2k = 10 naira
3k = 15 naira
4k = 20 naira
5k = 25 naira
6k = 30 naira
7k = 35 naira
8k = 40 naira
9k = 45 naira
10k = 50 naira
11k = 55 naira
12k = 60 naira
13k = 65 naira
14k = 70 naira
15k = 75 naira
16k = 80 naira
17k = 85 naira
18k = 90 naira
19k = 95 naira
20k = 100 naira
20k to 1 million naira = 100 naira

Deposit N10 flat rate.

How To Get A Pamlpay POS

There are some documents and personal and business details you will have to get ready at hand when you are ready to apply for the Palmpay POS.
You will have to apply through a PayPal aggregator also known as A Palmpay Business Manager. The following requirements are needed:

SURNAME:
FIRST:
MIDDLE:
Date Of Birth:
GENDER:
EMAIL:
Mobile Phone number:
Alternate Phone number:
ID card Number:
Business Address:
STATE:
L. G. A on Utility bill:
Photo of the owner in front of shop:
Proof of commercial activity (photo of a Utility bill):
BVN:
Passport Photograph:
Valid Id card(Government approved ID card e.g Voter’s Card NIMC National Identity card, International Passport, and Driver’s License:

NEXT OF KIN DETAILS
Full name
Number
Utility bill

Agreement
NOTE!! The company will be responsible for any software damage on the Pos, whereby there’s hardware damage, the agent will pay for logistics and swapping.

By filling in and submitting these details, you have agreed to the Terms & Conditions.

DO MORE WITH PALMPAY!

PALMPAY POS AGENT AGREEMENT

Palmpay Agent POS Service Agreement

PLEASE READ ALL THE CONTENT OF THIS DOCUMENT CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION BEFORE ACCEPTING THIS AGREEMENT. IF YOU DO NOT AGREE WITH ANYTHING IN THIS AGREEMENT, OR IF YOU CANNOT UNDERSTAND THE MEANING OF A PROVISION ACCURATELY, PLEASE DO NOT CLICK “AGREE & NEXT” OR PERFORM ANY FOLLOW-UP ACTIONS.

BY CLICKING “AGREE & NEXT”, OR OTHERWISE ACCEPTING THESE TERMS, YOU ARE SIGNIFYING THAT YOU HAVE READ AND UNDERSTOOD THE TERMS, AND AGREE TO BE BOUND BY THESE TERMS, AND ALL FUTURE MODIFICATIONS TO THESE TERMS IN THIS AGREEMENT.

THIS AGENT POS SERVICE AGREEMENT (“Agreement”) is entered among PALMPAY LIMITED, a private limited company incorporated under the laws of the Federal Republic of Nigeria together with its parent, subsidiaries, successors, assignees and affiliates, (hereinafter referred to as “PalmPay”), ___________, a private limited company incorporated under the laws of the Federal Republic of Nigeria, (hereinafter referred to as “the Aggregator”) and ___________, the holder of National ID/International Passport/BVN No. ________________ (hereinafter referred to as “the Agent”);

PalmPay, the Aggregator, and the Agent are hereinafter jointly referred to as “Parties” and each a “Party”.

WHEREAS

A. PalmPay is a mobile money operator (MMO) licensed by the Central Bank of Nigeria (CBN) to provide mobile payment solutions and value-added services to individuals and businesses.

B. PalmPay, through partnership with a payment terminal service provider (PTSP) licensed by the Central Bank of Nigeria (CBN), develop and deploy a payment solutions application that will run on NIBSS certified android point of sale terminals (the “POS Terminals”), and provide payment terminals and value-added services to a wide range of customers including institutions, corporate bodies, and individuals.

C. PalmPay is licensed by the Nigerian Communications Commission (NCC) to undertake sales and installation of terminal devices.

D. The Aggregator is authorized by PalmPay to promote the deployment and service of the POS Terminal in the designated region and assist to improve the on-boarding experience.

E. The Agent requires PalmPay to provide it with a Point of Sale (POS) Terminal for the acceptance of electronic cards for the receipt of payment from their customers for agency banking and bill payment services.

F. The Parties now wish to enter into this Agreement to set forth the terms and conditions which will govern the relationship in the use of the terminals.

NOW THEREFORE, in consideration of the mutual covenants and promises hereinafter set forth, the Parties agree as follows:

  1. DEFINITIONS

In this Agreement:

1.1 “Card” means an electronic card either debit, credit, prepaid or a combination (of the two or three variants in one) issued by Nigerian banks;

1.2 “Cardholder” means the owner of the electronic card presented for use on the POS terminal;

1.3 “Hotlist” means the list containing the information on missing, stolen, expired, invalid, canceled or disabled Electronic Debit, Credit or Prepaid card;

1.4 “Agent” means the business or principal which is provided with a POS terminal for accepting payments by means of card;

1.5 “Issuing bank” is the cardholders’ bank which has agreed to credit the acquiring bank on behalf of its Agent for successful transaction;

1.6 “PIN” means a personal identification number inputted or formulated by the cardholder for use on POS;

1.7 “Point of Sale Terminal” or “POS” means the machine used for Electronic Funds Transfer transaction;

1.8 “Palmpay Agent Account” means the mobile money account used for PalmPay Agent’s provision of permissible services from each outlet;

1.9 “Transaction Fees” means the fees payable by the Agent every time an electronic cash value is successfully completed using an electronic payment card;

1.10 “Transfer” means the process by which electronic cash value is transferred from an electronic payment card to another electronic card or account and the terms “Transferring” and “Transferred” shall be construed in like manner.

  1. COMMENCEMENT & TERM

This Agreement shall commence on the Effective Date and shall remain in force for a period of 1 (one) years (Term); and shall automatically renew and extend for an additional 1 (one) year term commencing at the conclusion of the current term unless otherwise terminated in accordance with Clause 12 of this Agreement.

  1. AGENT’S OBLIGATIONS

The Agent shall:

3.1 The Agent shall ensure proper and safe upkeep of the POS terminal.

3.2 The Agent shall not discriminate against any Cardholder who presents his/her card for agency banking and bill payment services except in cases of suspicion of fraud.

3.3 The Agent shall bear responsibility and liability for all local, state and federal government taxes due on its transactions.

3.4 The Agent shall honor all valid cards regardless of the issuing bank.

3.5 The Agent shall ensure the POS display the amount to be authorised on the screen requesting PIN entry, so that the customer can see the amount being paid before authorization.

3.6 The Agent shall not misuse, damage, alter, and attempt to alter or tamper with the POS.

3.7 The Agent shall not disclose to any third party the fees charged by the PalmPay on their POS transactions unless required by law or regulatory agencies and the Agent is obliged to inform PalmPay of any such disclosure.

3.8 For transactions of N100,000.00 (One Hundred Thousand Naira) and above, the Agent shall ensure that cardholder presents a valid form of identification such as Driver’s license, International passport or other forms of Identification accepted by law before accepting a cardholder’s payment card.

3.9 The Agent shall in addition to 3.8 above, request, document the cardholder’s name; means of identification; telephone number and address and make photocopies of the cardholder’s mean of identification for all transactions of N100,000.00 (One Hundred Thousand Naira) and above.

3.10 The Agent shall ensure that cardholders signs both receipts generated by POS terminal and shall compare with the signature behind the cardholder’s card. If the signature does not correspond, the Agent should not provide service to the cardholder and promptly notify PalmPay immediately.

3.11 The Agent should reject any unsigned electronic payment card for POS transactions.

3.12 The Agent report all suspicious transactions to PalmPay not later than 24 hours or the next working day.

3.13 The Agent shall check card security features prior to completing any transaction. Such checks shall include but not be limited to comparing card number on the card with the card number on the POS receipt or voucher.

3.14 The Agent shall compare the last four digits of the card number and name on the card with number printed by the POS terminal if the number differs, the Agent shall contact PalmPay immediately and should not release services to the cardholder.

3.15 The Agent shall ensure that card transactions are performed in a secure environment ensuring that the “card never leaves sight of cardholder” rule is strictly observed. Non-compliance with this will trigger the immediate cancellation of the Agreement and responsibility is passed to the Agent in case of fraud on the card(s).

3.16 In the event of a valid fraudulent transaction claim, the Agent would be charged 105% of the value of the claim if the Agent is found to be negligent in the area of enforcing cardholder identification at the point of receiving the cardholder’s payment card to be used on the POS terminal.

3.17 In the event of a valid fraudulent transaction claim, if the Agent is found to have connived with the perpetrator(s), the Agent would be charged 200% of the value of the claim, reported to the law enforcement agencies and/or blacklisted from POS transactions by regulatory authorities.

3.18 The Agent agrees to be responsible for all the actions of the principal and all its employees including fraudulent acts or omissions.

3.19 The Agent has consented to discretionary use of transaction and other Agent information obtained by Palmpay.

3.20 PalmPay may freeze the Agent’s Palmpay Agent and/or Palmpay account in an event where a fraudulent POS transaction is reported on the POS terminal deployed to the Agent’s location.

  1. PALMPAY’S OBLIGATIONS

PalmPay shall:

4.1 provide the POS Terminals to PTSP for the development of the payment solutions application;

4.2 develop the payment solutions application for the POS Terminals;

4.3 be responsible for the software maintenance of the POS Terminals;

4.4 facilitate the acquisition of a terminal ID from the acquiring bank and advice PTSP in batches for configuration of the POS Terminals;

4.5 offer other support services for efficient and effective operation of this Agreement; and

4.6 be responsible for providing technical support to terminal users at the expense of the Agent.

4.7 ensure all POS terminals procured by PalmPay are compliant with minimum POS specifications.

4.8 cover the costs of repairs and replacements of parts for malfunction and damage of terminals caused by PalmPay.

  1. AGGREGATOR’S OBLIGATIONS

The Aggregator shall:

5.1 Promote the deployment and service of POS Terminals to qualified Agents in accordance to existing laws and regulations in the Federal Republic of Nigeria.

5.2 Conduct the 1st round review of the KYC (“Know Your Customer”) documents at Palmpay’s request, which include but not limited to application form, identification documents and proof of address and ensure its completeness, accuracy and quality.

5.3 Promptly notify Palmpay upon the conclusion of the review mentioned in Clause 5.2 and assist in on-boarding process of the Agent in accordance with the compliance policies and standard operating procedure of Palmpay.

5.4 Assist in visitation of the prospective Agents and execution of the agreements.

5.5 Responsible to manage any dispute arise during the promotion and on-boarding stage between the Aggregator and the Agent.

  1. MUTUAL OBLIGATIONS

Each party to this Agreement shall:

6.1 Perform the obligations contained in this Agreement for their collective benefits.

6.2 Cooperate with the other Party by making available the relevant information, documentation and technical personnel in a timely fashion to implement all necessary measures for the services.

6.3 Use all reasonable measures to maintain confidentiality and prevent fraud.

  1. POINT OF SALE (POS) TRANSACTION FEE

7.1 The Parties agree that the transaction fee referred to in Schedule 1 shall be the fee payable by the Agent to PalmPay for the provision of services.

7.2 The Parties agree that the fees can be modified to suit business requirements and be mutually agreed after prior notification.

7.3 The transaction fee shall be paid to PalmPay; this will be deducted from the Agent’s PalmPartner account domiciled in PalmPay.

7.4 The transaction fee payable are as follows:

7.4.1 The Agent shall pay of all Verve cards POS transactions

7.4.2 The Agent shall pay of all Visa cards POS transactions

7.4.3 The Agent shall pay of all MasterCard POS transactions

7.5 The Agent shall under no circumstance charge a different price, surcharge a cardholder or otherwise discriminate against any member of the public who chooses to pay with a card or by other electronic means.

  1. TAXES & DUTIES

8.1 The Parties agree that the taxes & duties referred to in Schedule 2 below shall be the payable by the Agent to PalmPay for the provision of services.

  1. GUARANTEE DEPOSIT

9.1 The Agent shall enter a separate arrangement with the Aggregator regarding the guarantee deposit per each POS terminal.

9.2 The Agent and the Aggregator hereby indemnify Palmpay for any consequence and losses result from the actual guarantee deposit amount negotiated between the Agent and the Aggregator.

9.3 PalmPay shall not be involved in any disputes that may arise between the Aggregator and any of its, his or her acquired Agent with regard to the guarantee deposit.

  1. SETTLEMENT REVERSAL

10.1 All successful transactions would be settled to the Agent’s Palmpay Agent account.

10.2 Agent Settlement will take place within the close of business day on a T+1 basis, (where T is day of the transaction) barring unforeseen events which are beyond the control of PalmPay.

10.3 Settlement of the Agent transaction would only be done on a working day (i.e. Monday to Friday except on national or state declared holidays). Settlement of the Agent transaction done on weekends and public holidays will take place at the close of the next working day.

10.4 The Agent would keep all cardholder’s name, cardholder’s address, cardholder’s telephone, Agent issued receipts, and receipt/invoicing log for a minimum of 180 days (one hundred and eighty days) and the documents should be presented to PalmPay within 24 hours of request. The Agent who fails to provide the above within the stipulated timeline will not be entitled to receive their settled funds correspondingly.

10.5 The Agent shall report to PalmPay if it erroneously receives POS transaction funds not transacted on the POS terminal(s) deployed to them.

  1. CHARGEBACK

11.1 PalmPay Chargeback.

11.1.1 PalmPay Chargeback means the chargeback request made by the Cardholder to PalmPay through the Agent for unsuccessful or declined POS transactions.

11.1.2 In the event of an unsuccessful or declined POS transaction, the Agent may initiate a chargeback on behalf of the Cardholder on the PalmPartner App after obtaining the Cardholder’s authorization.

11.1.3 The Agent shall provide the information required by PalmPay on behalf of the Cardholder to prove the POS transactions is unsuccessful or declined. It is at PalmPay’s sole discretion to decide whether to accept the request or not.

11.1.4 If the Cardholder’s chargeback request to PalmPay via the Agent is successful, PalmPay will credit the amount directly to the Cardholder’s bank account.

11.1.5 The Agent should clearly inform the Cardholder that if the Cardholder has applied for a Chargeback with PalmPay, the Cardholder shall not apply for a Chargeback with the issuing bank for the same POS transaction. The Agent hereby indemnify Palmpay of any loss incurred due to the Cardholder’s application of a Chargeback with the issuing bank upon applied for a Chargeback with PalmPay. Agent shall indemnify PalmPay through its Palmpay Agent account and if the balance in his or her Palmpay Agent account is insufficient to cover PalmPay’s losses, the Agent hereby authorises PalmPay to deduct the corresponding losses from his or her PalmPay account.

11.1.6 The Agent undertakes to provide accurate information in relation to the PalmPay Chargeback on behalf of the Cardholder. The Agent shall indemnify PalmPay for any loss arising from incorrect information provided. Agent shall indemnify PalmPay through its Palmpay Agent account and if the balance in his or her Palmpay Agent account is insufficient to cover PalmPay’s losses, the Agent hereby authorises PalmPay to deduct the corresponding losses from his or her PalmPay account.

11.1.7 The Agent hereby undertakes not to engage in any malpractice with the objective of defrauding Cardholders or PalmPay.

11.2 Chargeback Request to the Issuing Bank

11.2.1 Chargeback Request to the issuing bank means the chargeback made by the Cardholder to the Issuing Bank regarding the POS transactions that may be either unsuccessful or declined.

11.2.2 PalmPay is entitled to debit the Agent for the value of the amount where Chargeback Request to the Issuing Bank has been submitted to PalmPay for the sucessful POS transaction. The Agent would receive his or her funds if satisfactorily documentary evidence is provided to oppose the request.

11.2.3 In case of unsuccessful or declined POS transactions, the Cardholder may submit a Chargeback request through the Agent to PalmPay or the issuing bank, however, the chargeback request can only be submitted to one of the parties.

11.3 The Agent shall not under any circumstance refund the Cardholder in cash or by providing the requested services for unsuccessful or declined POS transactions.

11.4 PalmPay shall not be held liable for any losses may incur from a chargeback request through the Agent for unsuccessful or declined POS transactions.

  1. INDEMNITY

12.1 The Agent and the Aggregator shall agree to defend, indemnify, and hold PalmPay, its officers, directors, employees, agents, licensees, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of this Agreement.

  1. TERMINATION

13.1 Where PalmPay wishes to terminate this Agreement as a result of breach of any of the provisions of this Agreement by the Agent or the Aggregator, PalmPay shall give the Agent or the Aggregator at least fourteen (14) days’ written notice of such breach and requiring the Agent or the Aggregator to rectify the breach.

13.2 Where the Agent or the Aggregator fails to rectify the breach within the stipulated period, the PalmPay may terminate the Agreement forthwith. Such termination shall be without prejudice to any claim PalmPay may have against the Agent or the Aggregator arising from the alleged breach.

13.3 Termination of this Agreement for any cause shall not affect any rights or obligations of the Parties under the Agreement, which had already accrued at the time of termination.

13.4 Each party may terminate this Agreement upon fourteen (14) days’ written notice to the other party. If no party exercises its right to terminate, then the Agent and the Aggregator hereby agrees and undertakes not to take any injunctive step or seek an injunction to restrain the possession of the POS at any time whether or not the parties are in court or dispute. PalmPay reserves the right to terminate this Agreement immediately irrespective of the above provision.

  1. ASSIGNMENT

14.1 No Party may assign any of their rights, obligations or responsibilities under this Agreement without the prior written consent of the other Party and in absence of such consent any such assignment shall be null and void.

  1. REPRESENTATIONS AND WARRANTIES

15.1 Each Party represents and warrants, as of the Effective Date, to the other Party that:

15.1.1 it has full power and authority to enter into, and perform its obligations under, this Agreement;

15.1.2 there are no conditions, events, occurrences or other circumstances that might materially adversely affect its ability to carry out its obligations under this Agreement;

15.1.3 its execution and performance of this Agreement will not contravene any provision of, or constitute a default under, any law, its constitutional documents or other agreement to which it is a party; and

15.1.4 it has the financial capability, technical competence and good standing to perform its obligations under this Agreement.

  1. WAIVER

16.1 In the event of any dispute or litigation by way of court action, arbitration or otherwise PalmPay shall without prejudice to its right have the right to repossess the POS, and the Agent and the Aggregator hereby agrees and undertakes not to take any injunctive step or seek an injunction to restrain the possession of the POS at any time whether or not the parties are in court or dispute.

  1. GOVERNING LAW AND DISPUTE RESOLUTION

17.1 PalmPay shall not be involved in any disputes that may arise between the Agent and any of its Customers.

17.2 Where any dispute, claim or controversy arises between the Parties (hereinafter referred to as the “Dispute”), concerning this Agreement, the Parties shall attempt to resolve the dispute by negotiation. For the avoidance of doubt, this will entail that one Party invites the other Party in writing to meet, to resolve the dispute within thirty (30) days from the date of the written invitation.

17.3 If the Dispute has not been resolved by such negotiation, the Parties shall submit the Dispute to the Lagos Chamber of Commerce International Arbitration Centre (LACIAC) (which rules are deemed to be incorporated by reference into this clause).

17.4 The arbitration shall be held in Lagos, Nigeria and shall be conducted in English.

17.5 The validity, construction and interpretation of this Agreement and the rights and duties of the Parties hereto shall be governed by the laws of the Federal Republic of Nigeria and the Parties hereby submit to the jurisdiction of the Courts of the Federal Republic of Nigeria.

  1. FORCE MAJEURE

18.1 No Party shall be liable for loss or damage arising out of any delay or failure of performance caused by circumstances beyond its control including but not limited to earthquakes, flood, hurricane, act of God or of public enemies, war, national emergencies, invasion, insurrection, riots, strikes, picketing, boycott or interruption of services rendered by any utility or communication service provider nor shall any delay or failure of performance due to said causes be deemed a breach or a default in the performance of this Agreement.

18.2 The party affected by the force majeure event shall immediately within five (5) days of it becoming aware of the event notify the other party of the occurrence.

18.3 Where the force majeure persists for a period longer than sixty (60) days, the non-defaulting party shall have the right to terminate this Agreement forthwith.

18.4 Upon such termination, each Party shall be relieved from its respective obligations, except for obligations for payment of monetary sums which arose prior to the event of Force Majeure.

SCHEDULE ONE: POINT OF SALE (POS) TRANSACTION FEE

0.5% (VAT Inclusive) capped at N100 (One Hundred Naira) per single POS transaction.

The above-preset transaction fee may be subject to adjustment from time to time upon prompt notification from PalmPay to the Aggregator and the Agent.

SCHEDULE TWO: TAXES AND DUTIES

Value-added Tax (VAT) and Stamp Duty (SD) are included in the Transaction Fee as stipulated in Schedule One.

The above-preset taxes & duties may be subject to adjustment from time to time upon prompt notification from PalmPay to the Aggregator and the Agent.

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How To Get Moniepoint POS Machine In Nigeria; Price & Charges

moniepoint android pos

Moniepoint POS is one of the mobile money operators in Nigeria that uses Point of Sale (POS) machines as their main device to carry out transactions just like other companies such as OPay, Access Clossa, UBA, Kudi, MoMo Agent, etc.

Have you been looking for a way to get Moniepoint POS and you haven’t been able to get one? Contact a customer care representative to apply for one, it costs ₦25,000 naira click WhatsApp Chat or call 08117390POS

These POS devices are given to agents who have been licensed and at the same time vetted in a rigorous Know Your Customer (KYC) process.

Moniepoint and other POS merchants across Nigeria have put measures in place to ensure the security of these devices.

Moniepoint’s mission is to provide employment to many youths who are out of employment by giving them the opportunity to become a “mini-bank” in which anyone around their vicinities can easily walk up to them and carry out transactions as they would in the banks.

Moniepoint POS is a business initiative launched by a startup Fintech company in Nigeria and currently investing in order to expand to other parts of Africa.

If you’re looking to know more about Moniepoint POS, stay on this page!

How Do I Apply for a Moneypoint POS in Nigeria?
Applying for the Moniepoint POS machine is easy but you must be:
Above 18 years,
A Nigerian and
Own a smartphone

How to Request Moniepoint POS Machine?

Requesting for Moniepoint POS is easy and fast compared to other MMOs.
Once you meet the basic requirements stated above, you can get started by creating an account by contacting a customer care representative: Call or WhatsApp 08117390242

Moniepoint usually confirms and contacts new users who just signed up on the platform within 48 hours. This person who manages agents will then take it up from there.
You can as well visit their physical address at No.12 Wole Ariyo St, Lekki Phase 1 office to complete your registration.
After they might have contacted you, you will be mapped to an aggregator and from there, you can get everything done within a short time.

What are the basic requirements to complete Moniepoint agency registration?
Once you are mapped to an aggregator, the documents listed below will be required from you as part of the KYC (know your customer) policy. Here are the documents:
A valid Identification Card (International Passport, NIN, Voters’ Card, or Driver’s License)
Utility Bill (waste bill, electricity bill, land-use charge, water bill, or tenancy agreement)
CAC documents (for registered businesses only)
BVN

With a sum of N25,000 (twenty thousand Naira only), you can own a Moniepoint POS device within 24-48 hours.

What are the Moniepoint POS charges and commission structure?
The volume of transactions via the terminal determines the charges by Moneypoint POS. But as a starter guide, here are some of the commissions and charges by Moniepoint POS.
With withdrawals between N1-N20,000, Moniepoint POS charges only 0.5% of the transaction amount.
For transactions above N20,000, Moniepoint charges a flat rate of N100(charges may change at any time.
For transfers, Moneypoint POS charges a flat rate of N20 for transfers.

For Data Top Up:
MTN 3% commission
Glo 4% commission
9Mobile 4.5% commission
Airtel 4% commission

  1. For TV Subscription:
    DSTv 2% commission
    GOTv 2% commission
    PHCN 2% commission
    Star Times 2% commission

What are the applicable rules to Moniepoint POS usage?
Minimum of N50,000 (Eighty Thousand Naira only) daily withdrawal value.

You will get 50% cashback of the N20,000 paid during registration if an aggregator has any cause to withdraw your Moniepoint POS device within a year of issuance.

What if I have an issue with the Moniepoint POS device afterward?

Moniepoint has a refund policy for their agents to resolve any issues should there be one.
The company handles disputes and refunds in a more professional way and that shouldn’t be an issue for you – if you’re planning on partnering with them. The company will assign someone to you to resolve your case as soon as you open a ticket.
One benefit you will get with Moniepoint POS that you won’t find anywhere is that you’ll be added to a WhatsApp group of agents like you to share ideas/challenges and help you grow in no time.

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How To Relocate To UK, Canada, USA From Nigeria -Apply For Visa

Nigerian Student Visa Application Service
Glow Visa & Funds is a travel agency in the United Kingdom, founded in year 2016 and now in partnership with other travel agencies under it in Nigeria, Kenya and the United States. It’s services include travel consultancy, processing proof of funds, and applying it’s broad knowledge of the current immigration legislation, rules and regulations.

Glow Visa & Funds Service offers solutions and assistance to international students wishing to obtain Canada visa, United states visa, UK visa, traveling for various  purposes amongst which are:

Family relocation visa, Student visa, Business, Work visa, and citizenship visa solution is also provided.

If you would like to engage the professional Visa Service, arrange a consultation with the visa team by using the form below.

Student Visa Application Process
In order to complete your UK study visa application quickly and increase its likelihood of success, your immigration matter will be dealt with in a few simple stages:

Free initial consultation
Provide a checklist for necessary supporting documents
Completion and submission of your online application
Book an appointment for your documents to be submitted at a visa center
Communicate with visa and immigration on your behalf
Arrange a consultation with us to learn more about your visa application.

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Asus Laptop Price In Nigeria; Mini, Consumer, Commercial and Gaming Laptops

asus laptop price
asus laptop price

ASUS VivoBook L203NA Laptop, 11.6” HD Display, Intel Celeron N3350 Processor, 4GB RAM, 64GB eMMC, One Year Microsoft 365, Windows 10 Home in S Mode, Bundle with TSBEAU 4 port USB 3.0 Hub and USB Light windows 10 in s mode 1year warranty 132,000.00

Asus E203NAH-FD084T NOTEBOOK (Intel Celeron Processor N3350 (2M Cache, up to 2.4 GHz), 4GB LPDDR3, 500GB 54R HDD, 11.6″ HD, Star Grey Colour). WIN 10HOME 133,000.00

ASUS Laptop L410 Ultra Thin Laptop, 14” FHD Display, Intel Celeron N4020 Processor, 4GB RAM, 64GB Storage, NumberPad, Windows 10 Home in S Mode, Star Black, L410MA-DB02.. I year warranty. 148,000.00

ASUS X415MA-BV016T, 14″ HD (1366×768), Transparent Silver, Intel® Celeron® N4020 Processor 1.1 GHz (4M Cache, up to 2.8 GHz), 4GB DDR4 (on board), 1TB, Intel® UHD Graphics 600, Wi-Fi 5(802.11ac)+Bluetooth 4.1 (Dual band) 1*1, 1x DC-in//1x USB 3.2 Gen 1 Type-A 1x USB 3.2 Gen 1 Type-C 2x USB 2.0 Type-A//Micro SD card reader, VGA, UK, 2-Cell Li-ion, Windows 10, 1 Year Warranty. 149,000.00

“ASUS R214NA-EH015TS Hybrid (2-in-1) Product colour Black 11.6″” Touchscreen HD type HD LED backlight 1.1 GHz Intel® Celeron® N N3350 Processor cores 2 Processor cache 2 MB 4 GB 64 GB eMMC Card reader integrated On-board graphics adapter Intel® HD Graphics 500 AUDIO Front camera Wi-Fi 5 (802.11ac) Top Wi-Fi standard Wi-Fi 5 (802.11ac) KEYBOARD & MOUSE, Windows 10 S. 1 year warranty.” 153,000.00

ASUS VivoBook FlipBook Intel® Celeron® Dual-Core N3350 Processor, 4 GB, 64GB eMMC, Integrated Intel HD Graphics, 11.6″ (16:9) HD (1366×768) 60Hz Touchscreen 45% NTSC, Chiclet keyboard, Multi-format card reader (SDHC/SDXC/MMC), VGAWebcam, Integrated Wi-Fi 5 (802.11 ac), Bluetooth® 4.1, Windows 10 Pro, Star Grey, No DVD, 1 Year Warranty 179,000.00

Asus VivoBook Flip 12 Intel Celeron N3350 Dual-core, 4GB RAM, 64GB eMMC, 11.6″ Touchscreen HD – 1366 x 768, HD Graphics, Webcam, Bluetooth, Bilingual KeyBoard, 802.11ac Wireless Standard, No DVD, Windows 10 Pro, 1 Year Warranty 179,000.00

ASUS VivoBook Flip 14 Intel Celeron N4020 1.1GHz, 4GB RAM, 64GB eMMC, UHD Graphics 600, Webcam, Bluetooth, 14″HD (1366×768) 60Hz Touchscreen 45% NTSC, Intel UHD Graphics 600, No DVD, Windows 10 Home, Light Grey, 1 Year Warranty. 187,000.00

ASUS Laptop X409JA-BV17T 14″, Slate grey, i3-1005G1, 4G, 1TB, UK, Win10, 1yr warranty 201,000.00

“ASUS X415JA-BV191T,14″” HD (1366×768), Transparent Silver, Intel® Core™ i3-1005G1 Processor 1.2 GHz (4M Cache, up to 3.4 GHz, 2 cores), 8GB DDR4 (4GB on board), 1TB, Intel® UHD Graphics, Wi-Fi 5(802.11ac)+Bluetooth 4.1 (Dual band) 1*1 1x HDMI 1.4
1x 3.5mm Combo Audio Jack//1x USB 3.2 Gen 1 Type-A 1x USB 3.2 Gen 1 Type-C 2x USB 2.0 Type-A//Micro SD card reader, VGA, UK, 2-Cell Li-ion, Windows 10, 1 year warranty” 209,000.00

ASUS X515JF-BR148T, 15.6″ HD (1366×768), Transparent Silver, Intel® Core™ i7-1065G7 Processor 1.3 GHz (8M Cache, up to 3.9 GHz), 8GB DDR4 (4GB on board), 1TB, NVIDIA® GeForce® MX130, 2GB DDR5, Wi-Fi 5(802.11ac)+Bluetooth 4.1 (Dual band) 1*1, 1x 3.5mm Combo Audio Jack, 1x HDMI 1.4//1x USB 3.2 Gen 1 Type-A, 1x USB 3.2 Gen 1 Type-C, 2x USB 2.0 Type-A//Micro SD card reader, VGA, UK with Numeric keypad, 2-Cell Li-ion, Windows 10, 1 year Warranty. 306,000.00

ASUS Zenbook Flip 13 CORE I3-8145U/8G/256GB/13.3″/WIN 10 385,000.00

ASUS Vivo Book S14 CORE I7-10510U/8G/512GB/14″FHD/WIN 10 441,000.00

ASUS ZENBOOK 13 SERIES UX325JA-EG063T LAPTOP (CI5-10210U/8GB/256GB/13.3″ FHD/WIN10) – PINE GREY 468,000.00

ASUS Vivo Book S14 CORE I7-10510U/8G/512GB/14″FHD/WIN 10 486,000.00

ASUS TUF FX505GT-AB73 /Intel Core i7-9750H 8gb RAM GeForce GTX 1650 /15.6″ Full HD (1920 x 1080 pixels) /4.85 lbs (2.2 kg 500gb SSD /Windows 10 Home, 1 year warranty. 495,000.00

Asus ROG Strix G15, i7-10750H 2.6GHz, 8GB, 512GB SSD, GTX 1650Ti/4GB, BT, 15.6″(1920X1080), W10, Electro Punk-NO WEBCAM/DVDRW 519,000.00

ASUS Zenbook Flip 14 CORE I7-10510U/8G/512GB/14″FHD TOUCH/WIN 10 597,000.00

ASUS ZENBOOK FLIP 14 SERIES UX434FAC-AI237T LAPTOP (CI7-10510U/8GB/512GB/14.0″ FHD TOUCH/WIN10) – ROYAL BLUE 629,000.00

ASUS ZENBOOK FLIP 14 SERIES UX434FAC-AI236T LAPTOP (CI7-10510U/16GB/512GB/14.0″ FHD TOUCH/WIN10) – ROYAL BLUE 700,000.00

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HP Laptop Price In Nigeria With Model Specifications

hp laptop prices
hp laptop prices

Hewlett Packard Laptops is a brand well known for high quality personal computers, PC peripherals and accessories. HP Laptops are the most popular in Nigeria. In this page, here’s the complete list of HP Laptop prices in Nigeria with detailed specifications of each the Laptops. Please note that the HP Laptop prices may change at any time.

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List Of Treadmill Models & Prices For Walking/Running/Workouts In Lagos, Nigeria

2 Horse Power Treadmill

2HP Treadmill

The Maximum weight for the 2HP Treadmill is 100kg. That means persons above 100kg should not use it.

The 2HP Treadmill comes with free Dumbbells, massager, body twister, and Mp3 player.

It also has a computer console that tells you the time, distance, speed, pulse(heartbeat rate), and calories as you exercise.

2HP costs N290,000

Discounted price for this month only is N240,000

2.5 Horse Power Treadmill

The Maximum weight for the 2.5HP Treadmill is 130kg. That means persons above 130kg should not use it.

The 2.5HP Treadmill comes with an automated incline function; that means, you can press a button and the Treadmill will begin to incline to make you feel like you are walking/running up a hill.

The 2.5HP Treadmill comes with free Dumbbells, massager, body twister and Mp3 player.

It also has a computer console that tells you the time, distance, speed, pulse(heartbeat rate) and calories as you exercise.

2.5HP costs N390,000

Discounted price for this month only is N340,000

3 Horse Power Treadmill

The Maximum weight for the 3HP Treadmill is 140kg. That means persons above 140kg should not use it. Its bigger than the 2.5HP but has every other feature the 2.5HP Treadmill has.

3HP costs N500,000

Discounted price for this month only is N440,000

4 Horse Power Treadmill

The Maximum weight for the 4HP Treadmill is 150kg. The maximum power size is about 4.5HP.

The 4HP Treadmill has a running area of about 500x1400mm and an approximate speed of about 0.8 to 20km/hr

4HP costs N700,000

Discounted price for this month only is N640,000

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Comprehensive List Of ID Card Printing Machine In Nigeria

It isn’t uncommon to understand why the get to for plastic IDENTITY card printers has surfaced recently. Typically the good news is that these equipment can be used for a large amount of other printing purposes. To be able to add, some clear plastic ID card equipment are widely-used to publications on DVDs and CDs.

In this article, you will consider some of the most popular plastic ID credit card printers available in the market room and how much they will cost you.

Prices of Plastic ID Credit card Printers in Nigeria
A card printing device is definitely an electronic pc printer with individual card feeders which print and individualize plastic cards. Inside this respect they differ from, for example, label computer printers which have a consistent supply nourish. Card dimensions are usually 85. 62 × 53. 98 mm, standardized under ISO/IEC 7810 as ID-1. This format is also used in EC-cards, mobile phone cards, bank cards, driver’s licenses and health insurance cards.

This is certainly commonly known as the bank credit card format. Card computer printers are handled by corresponding printer motorists or by means of a specific programming language. Typically card printers managed with laminating, striping, and punching functions, and use desktop or web-based software.

The particular hardware features of a card printing device differentiate a credit card printer from the more traditional computer printers, as ID playing cards are generally made of PVC plastic-type and require laminating and punching. Diverse card printers can accept different credit card thickness and measurements.

Here are some of the most known plastic IDENTIFICATION card printers in the market room today:

Zebra ZXP Series 3 IDENTIFICATION Card System — (NGN) 550, 500 naira == (NGN) 580, 000 naira
Datacard Dual Carded ID Card Printing device SD360 — (NGN) 350, 000 naira == (NGN) 4 hundred, 000 naira
Fargo High Level General Fargo HDP4500 Double Sided ID Credit card Printer — (NGN) 650, 000 naira ==(NGN) 700, 500 naira
Fargo Large Level HDP5000 Double Sided ID Credit card Printer — (NGN) 830, 000 naira == (NGN) 880, 000 naira
Rule Pixma IP7240 Printing device CD ID Credit card DVD Printer — (NGN) 28, 500 naira == (NGN) 40, 000 naira
Canon Pixma IP7240 Printer CD IDENTIFICATION Card Full Package deal — (NGN) 45, 000 naira == (NGN) 55, 500 naira
Epson L850 CD and IDENTIFICATION Card All-in-one Tattoo Tank Printer — (NGN) 140, 1000 naira == (NGN) 170, 000 naira
Epson L805 DISC and ID Greeting card Printer — (NGN) 118, 000 naira == (NGN) one hundred fifty five, 000 naira
Fargo High Level DTC125Oe Dual Sided IDENTITY Card Printer & ribbon + five-hundred Pvc Card — (NGN) 380, 1000 naira === (NGN) 420, 000 naira
Process
The process is the same for practically all Credit card equipment: the plastic greeting card is passed through a thermal publications head at the same time as a color bow. The type from the ribbon is shifted onto the greeting card through the warmth given out from printed out head. The standard performance for greeting card printing is 600 dpi (300 spots per inch, similar to 11. almost eight dots per mm). There are different printing processes, which vary in their detail:

Thermal copy
Mainly used to personalize pre-printed clear plastic cards in grayscale. The type is “transferred” from the (monochrome) color ribbon upon the.
Dye sublimation
The process uses four panels of color in line with the CMYK color ribbon. The greeting card to be printed out passes under the print head repeatedly each time with the related bow panel. Each color in turn is diffused (sublimated) immediately onto the greeting card. Thus it is possible to produce a high interesting depth of color (up to 16 zillion shades) on the card. Afterwards a transparent overlay (O) also known as a topcoat (T) is located over the card to defend it from physical wear and split and render the printed image GOOD resistant.

Reverse image technology
The for high-security card software that use contact and contact less smart chip charge cards. The technology printing images onto under of a special film that combines to the surface of a greeting card through heat and pressure. Since this process transfers inorganic dyes and resins immediately onto a simple, flexible film, the print-head never comes in contact with the card surface itself. As such, card surface disturbances such as smart chips, ridges induced by internal RFID antennae and rubble do not influence print quality. Also printing over the edge is possible.
Thermal rewrite print out process
In distinction to the the greater part of other credit card printers, in the thermal rewrite process the card is not individualized with the use of a color bows, but by triggering a thermal very sensitive foil within the itself. These playing cards can be consistently personalized, erased and rewritten. The most frequent use of these are usually in chip-based student identity playing cards, whose validity changes every semester.

Items to Consider Just before Investing in a Plastic IDENTIFICATION Card Printer
A person will need to think about the toughness of the printer you are receiving
Consider the image quality the card printer offers
Be sure to consider what you will end up printing
Consider the moveability
Consider the simplicity

Application
At this time there are basically two categories of greeting card printer software: desktop-based, and web-based (online). The main difference between the two is whether or not a buyer has a printer prove community that has the ability to of printing identification greeting cards. If a business already owns an ID card printing device, then a desktop-based badge maker is probably ideal for their needs.

Typically, large organizations who have high employee proceeds will have their own printer. The desktop-based badge producer is also required if a company needs their IDs make instantly. A good example of this is the private construction site that has limited access.

Nevertheless , if a company will not already have a local (or network) printer that has the features they require, then the web-affiliated option is a perhaps a more affordable solution.

The particular web-based option would be good for small businesses that don’t foresee a lot of rapid growth, or organizations who either can’t afford a card printer, or do not have the resources to find out how to set up and use one. Usually speaking, desktop-based options involve software, a database (or spreadsheet) and can be attached to a single computer or network.

Common Publishing Problems
Many publishing problems are triggered by physical problems in the cards material itself, such as deformation or warping of the card that is fed into the machine in the first place. Publishing irregularities can also derive from nick or antenna sneaking in that alters the thickness of the plastic and disrupts the printer’s usefulness.

Other issues in many cases are caused by owner errors, such as users attempting to feed non-compatible greeting cards to the card printing device, while other producing defects may end result from environmental malocclusions such as soil or contaminants on the card or in the printing device.

Reverse transfer machines are less weak to common producing problems than direct-to-card printers, since with these printers the does not come into direct contact with the printhead.

Wrapping up
That is very important that the printing device should be appropriate with the latest version of your functioning system. As it is short for windows, glass windows 2000 or XP OR 7 are standard on most types of plastic ID credit card printers. So before purchase you might need to check with your sales director about the compatibility.

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Proof Of Funds Providers In Nigeria For Travel Visa

proof of funds providers

In the current financial services market, a financial institution is available to provide a wide selection of deposit, financing, and investment products to many individuals, businesses, or both. While some financial institutions targeted providing services and account for the general public, others are more likely to serve only a few consumers with more specialized offerings.

In order to know which financial institution is most suitable for helping in the specific need of providing bank statements for verifiable proof of funds, it is important to understand the difference between the types of organizations and the purposes they serve.

As concerning proof of funds for travel visa, MFBs offer the cheapest and most affordable interest rate of between 3.7% to 4%. A good recommendation for proof of funds providers in Lagos, Nigeria is Glow Visa Funds; which also provides funds needed for your POINT OF ENTRY ( POE) at the immigration at a very affordable Interest rate.

IMPORTANT TAKEAWAYS
You will find 9 major types of financial institutions that offer a variety of services from home loan loans to investment vehicles.
As financialization continues to penetrate existence, it is increasingly likely that you will have a free account or product proposed by several of these types.

These days, an increasing number of financial organizations operate online, which in some situations may reduce some of their services fees.
The major categories of banking institutions include key banking institutions, retail and commercial banks, internet banking institutions, credit unions, cost savings, and loans organizations, investment banks, investment companies, brokerage companies, insurance companies, and mortgage companies.

Right here we have a look at these, from key banking institutions to neighborhood banking institutions and everything in between.
-One Main Banks
Central banking institutions would be the financial organizations in charge of the oversight and management of all other banks. Within Nigeria, the key financial institution is the Federal government Reserve Bank, which is in cost of conducting financial policy, guidance and financial institutions.

  1. Central Banks
    Personal consumers do not have direct contact with a core bank; instead, large financial institutions work directly with the Federal Reserve Traditional bank to provide products and services to the general community.
  2. Retail and Commercial Banks: Usually, retail banks offered products to personal consumers while commercial banks worked immediately with businesses. At present, almost all large banking companies offer deposit records, lending, and minimal financial advice to both demographics. Goods offered by list and commercial banking companies include checking and savings accounts, records of deposit (CDs), personal and mortgage loan loans, credit greeting cards, and business bank accounts.
  3. Micro Finance Banks: Financial corporations that are mutually owned by their customers and give no more than twenty percent of total loaning to businesses slide under the school of savings and loan associations. They give individual consumers checking and records, personal loans, and home mortgages. Contrary to commercial banks, almost all of these institutions are community-based and secretly owned, although some may also be public. The associates pay dues that are pooled jointly, which enables better rates on banking products. Interest rate of between 3.7% to 4%. A good recommendation in Lagos, Nigeria is Glow Visa Funds
  4. Internet Banks: A modern entrant to the financial institution market is internet banking companies, which work in the same way as retail banking companies. Internet banks provide you with the same products and services as typical banks, nonetheless, they do so through online platforms in contrast to brick-and-mortar locations. Under internet banks, there are two categories: digital banks and neo-banks. Digital banks are online-only platforms linked with traditional banking companies. However, neobanks are pure digital local banks with no affiliation to any bank but themselves.
  5. Credit Unions: A credit union is a type of financial institution providing traditional banking services and is created, held, and operated by its members. Just lately credit unions used to serve a unique demographic per their field of membership rights, such as professors or members of the military. Currently, however, they have loosened the constraints on membership and are open to the general community. Credit unions are not public and only need to make enough money to continue daily operations. That’s why they can manage to provide better rates to their customers than commercial banks. While associates can access better rates, credit assemblage may provide much fewer services than traditional banks found much fewer brick-and-mortar locations than most banks, which can be a drawback for clients who choose in-person service.
  6. Investment Bank: Investment banks are financial institutions that provide services and become an intermediary in complex transactions, for instance, when a startup is setting up for a primary community offering (IPO), or in merges. They will also work as a broker or financial adviser for large institutional clients such as pension check funds. Investment banking institutions do not take deposits; instead, they help individuals, businesses, and governments increase capital through the issuance of investments. Investment companies, typically known as shared fund companies, pool funds from individuals and institutional traders to provide them access to the broader securities market.
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Lenovo Laptop Price In Nigeria Models List

PRODUCT MODEL NAMEPART NUMBERPRODUCT DESCRIPTIONPRICE(Naira)
LENOVO IDEAPAD 11.6(81VT002RAU)81VT002RAULenovo Ideapad Slim 1 11.6-inch Celeron-N4020/4GB/64GB eMMC Laptop UHD Graphics 600 Windows 10 Home in S Mode125,000
LENOVO 14'' IDEAPAD 1 A6 (81VS009GUS)81VS009GUSAMD A6-9220e (2C / 2T, 1.6 / 2.4GHz, 1MB L2), 4GB Soldered DDR4-1866, 64GB eMMC 5.1, Integrated AMD Radeon R4 Graphics, Windows 10 Home in S mode, 1 Year Warranty140,000
LENOVO IDEAPAD 1 82GW001HUS82GW001HUS"AMD Athlon Silver 3050e (2C / 4T, 1.4 / 2.8GHz, 1MB L2 / 4MB L3 Integrated AMD Radeon GraphicsAMD SoC Platform 4GB Soldered DDR4-2400 4GB soldered memory, not upgradable 64GB eMMC 5.1MicroSD Card Reader Audio Chip Speakers Stereo speakers, 1.5W x2, Dolby Audio 0.3MP Display 14"" FHD (1920x1080) TN 220nits Anti-glare Touchscreen Keyboard Non-backlit, English Case Color Ice Blue Windows 10 Home in S mode, 1 year Warranty."150.000
LENOVO 14'' IDEAPAD 1 A6 (81VS0001US)81VS0001USAMD A6-9220e (2C / 2T, 1.6 / 2.4GHz, 1MB L2), 4GB Soldered DDR4-1866, 64GB eMMC 5.1, Integrated AMD Radeon R4 Graphics, Windows 10 Home in S mode, 1 Year Warranty150,000
Lenovo IdeaPad 1 14" SILVER 81VU000QUS81VU000QUSIntel Pentium Silver N5030 (4C / 4T, 1.1 / 3.1GHz, 4MB Integrated Intel UHD Graphics 605 Intel SoC Platform 4GB Soldered DDR4-2400 64GB eMMC 5.1 MicroSD Card Reader High Definition (HD) Audio Speakers Stereo speakers, 1.5W x2, Dolby Audio Microphone Integrated 32Wh Power Adapter 45W Round Tip Wall-mount 14" HD (1366x768) TN 220nits Anti-glare Case Color Ice Blue Surface Treatment Windows 10 Home in S mode 1 year warranty.165,000
LENOVO IDEAPAD 3 141ML05141ML05Lenovo Ideapad 3 141ML05, 14" HD Display, Intel Pentium Gold 2.40GHz, 4GB RAM, 128GB, Integrated Intel UHD Graphics, Windows 10 Home in S mode180,000
LENOVO IDEAPAD 1 14" SILVER 81VU000JUS81VU000JUS"Intel Pentium Silver N5030 (4C / 4T, 1.1 / 3.1GHz, 4MB Graphics Integrated Intel UHD Graphics 605Intel SoC Platform 4GB Soldered DDR4-2400 128GB SSD M.2 2242 PCIe 2.0x4 NVMe MicroSD Card Reader High Definition (HD) AudioSpeaker Stereo speakers, 1.5W x2, Dolby Audio Camera Max Battery Life 45W Round Tip Wall-mount 14"" HD (1366x768) TN 220nits Anti-glare Touchscreen Keyboard Non-backlit, English Ice Blue (WxDxH) 327.1 x 235 x 17.7-17.9 mm (12.88 x 9.25 x .69-0.7 inches) Weight 1.4 kg (3.09 lbs) Windows 10 Home in S mode, English 1 year warranty."195,000
LENOVO Ideapad L3 15IML0515IML0515.6 “Full HD 220nits LED (1920×1080, anti-glare) Core i3-10110U Comet Lake (2.1 GHz, 2 cores) 4 GB (soldered 4 GB) DDR4 2666 MHz, 1 slot (occupied) Intel UHD Graphics 620 /128 GB 1 TB M.2 NVMe PCIe SSD at 5400 rpm 2 USB 3.1 1 USB 3.1 Type-C (Gen1), HDM Wi-Fi ac (2×2), Bluetooth 5.0, Gigabit Ethernet (RJ45) (Numeric keypad) Yes 2 1.5W Dolby Audio speakers /FREEDOS / Battery 6 hours / 36Whr Li-ion Dimensions (mm) 2.2 Kg / 363 x 254 x 22.9, 1 year warranty.235,000
LENOVO IDEAPAD 3 15'' (81WE011UUS)81WE011UUSlenovo IdeaPad 3 15IIL05 Intel Core i3-1005G1 (2C / 4T, 1.2 / 3.4GHz, 4MB), Integrated Intel UHD Graphics, 4GB Soldered DDR4-2666 + 4GB SO-DIMM DDR4-2666, 256GB SSD M.2 2242 PCIe 3.0x2 NVMe, 15.6" FHD (1920x1080) IPS 250nits Anti-glare, 4-in-1 Card Reader, 11ac, 2x2 + BT5.0, Non-backlit Keyboard, Windows 10 Home in S mode, 1 Year Warranty250,000
LENOVO V15 -IIL DOSLENOVO V15 -IIL DOSLenovo V15 (82C700D4IH) (WxHxD) 362 x 251 x 19 mm /1.85 Kg 15.6 Inches (39.62 cm) 1366 x 768 Pixels /100 ppi Full HD LED Backlit Anti-glare IPS Display /AMD Dual Core 2.3 Ghz 4 GB DDR4 1 TB 5400 RPM SATA/ Li-Po Wireless LAN 802.11 a/b/g/n/ac Bluetooth Touchpad with Multi-Touch Gestures Enabled / Standard Notebook Keyboard/ 1 Year warranty /Sales Package Laptop, Battery, AC Adapter, User Guide. Free DOS, 1 year warranty.300,000
LENOVO 15 IDEAPAD 3 (81WE00KVUS)81we00kvusLenovo IdeaPad 3 15IIL05 Intel Core i3-1005G1 (2C / 4T, 1.2 / 3.4GHz, 4MB), 8GB Soldered DDR4-2666, 256GB SSD M.2 2242 PCIe 3.0x2 NVMe, Integrated Intel UHD Graphics, 4-in-1 Card Reader, 15.6" HD (1366x768) TN 220nits Anti-glare, Touch Screen, Non-backlit, English Keyboard, Almond, Bluetooth 5.0, Windows 10 Home in S mode, 1 Year Warranty270,000
LENOVO 310-141KB (14UE)80TU0014UELENOVO 310 14IKB-Intel Core i5-7200U (3M Cache, 2.50GHz up to 3.10 GHz) , Intel HD Graphics, 14” HD TN GL(SLIM), 4GB DDR4 2133, 1TB 9.5MM 5400RPM, WIFI 1X1 AC+BT4.1 ,2 Cell 30WH, HD 720P with Single MIC, 2 x Stereo Speakers with Dolby Audio™ certification, WebCam, 1x USB 3.0 and 2x USB 2.0, VGA,HDMI,Card Reader 4-in-1(SD,SDHC,SDXC, MMC), Windows 10 Home EM, Colour: Black Texture, 1 Year Warrant420,000
LENOVO YOGA 900-131SK2(8QUE)80UE008QUELENOVO YOGA 900-13ISK2-6th Generation Intel® Core™ i7-6560U (4M Cache, 2.20GHz up to 3.20 GHz, 2 cores) 13.3 QHD+ IPS MULTI-TOUCH, Intel HD Graphics, 8GB LPDDR3 , NO HDD, 256GB PCIE SSD, 4CELL 66WH, CAMERA HD 720P, Backlit Keyboard, 2 x 1.5 W Stereo Speakers with Dolby®DS 1.0 Home Theater Certification®, 2 x USB Type A 3.0, 1 x USB Type C 3.0 with Video-out, 1 x DC-in with USB 2.0 Function, Bluetooth, WiFi, 4-in-1 Card Reader (SD, MMC, SDXC, SDHC), Windows 10 HOME HIGH END EM, SILVER, 1 year warranty750,000
Lenovo V14(82C4A00LIH)Core i3-1005G1, 1.2GHZ, 4GB, 1TB HDD, GPU Integrated, 35.56cm HD TN, FREEDOS,1 YEAR Warranty230,000
LENOVO V330 I5-8250U (81B0018UCF)Intel core i5-8250U, 1.6GHz , 4GB, 500GB, UHD Graphics620, Webcam BT, 14*(1366x768) W1O Pro Eng KB.295,000
LENOVO THINKBOOK 14 I5 (20VD004WUS)Lenovo Thinkbook 14, i5-1135G7 2.4GHz, 16GB, 512GB, Iris Xe Graphics, BT, FPR. 14*(1920X1080). W10 Pro- No D470,000
LENOVO COMMERCIAL LAPTOPS
LENOVO V14(82C4A00NIH) I3-1005G182C4A00LIHV14 (82C4A00LIH) 376 x 253 x 23 mm 2.1kg Windows 10 Home Basic 64-bit /15.6 Inches (39.62 cm)1366 x 768 Pixels Intel Core i3-1035G1 (10th Gen) 1.0 Ghz 4GB DDR4, 1 TB 5400 RPM235,000
LENOVO V15 (82C5A00AIH)82C5A00AIHV15 (82C5A00AIH) 2.2 Kg 15.6 Inches (39.62 cm) /1366 x 768 Pixels Intel Core i3 1035G1 (10th Gen) 1.0 Ghz Intel UHD 4GB DDR4 /1 TB 5400 RPM, Windows 10 Home Basic 64, 1 year warranty.259,000
LENOVO THINKPAD E570 20H5007NUK20H5007NUKLenovo Thinkpad E570 - Intel Core i3 6006U (2.0GHz Dual Core Processor with 3MB L3 Cache), 15.6 inch (1366 x 768) HD display with LED backlight, 4GB (1x4GB) 2400MHz DDR4 RAM, 500GB (7200RPM) Serial ATA Hard Drive, Intel HD Graphics 520, Wifi/Bluetooth, DVD Burner (9.0mm), Windows 10 Professional, 1 Year Warranty.249,000
LENOVO 14'' THINKPAD E14 20RBS5XE0020RBS5XE00LENOVO THINKPAD E14 Intel Core i3-10110U 10th Generation, 4 GB DDR4 RAM, 1 TB HDD, Integrated Graphics, No Optical Drive, Touch Style Fingerprint Reader, Dolby Audio and stereo speaker by Harman Kardon, Non-Backlit Keyboard, 720p Webcam with ThinkShutter, 14 inch 1920 x 1080 Pixels FHD Anti-glare Display, Black Color, DOS, 1-year Warranty340,000
LENOVO THINKPAD E580 20KS003NUS20KS003NUSIntel Core i7-8550U (4C / 8T, 1.8 / 4.0GHz, 8MB),Integrated Intel UHD Graphics 620,Chipset ,Intel SoC Platform,1x 8GB SO-DIMM DDR4-2400,256GB SSD M.2 2280 PCIe NVMe Opal2,Optane Memory, Display 15.6" FHD (1920x1080) WVA 250nits Anti-glare, Media Reader MicroSD Reader,Ethernet,100/1000M,Monitor Cable, Camera 720p, Microphone 2x, Array,Color Silver,Keyboard Non-backlit, English, Fingerprint Reader Touch Style, WLAN + Bluetooth, TPM 2.0, Battery Integrated 45W,65W USB-C, Windows 10 Pro 64,1-year Warranty460,000
LENOVO THINKPAD E590 20NB001AUK20NB001AUKLenovo ThinkPad E590 - Intel Core i5 (8th Gen) 8265U (1.6 GHz (3.9 GHz), 6 MB Cache), 15.6" LED backlight 1920 x 1080 / Full HD Display, 8 GB DDR4 (1 x 8 GB), 256 GB - M.2 SSD NVMe, No optical drive, Intel UHD Graphics 620, 802.11a/b/g/n/ac, Bluetooth 5.0, Gigabit Ethernet, fingerprint reader, Windows 10 Pro 64-bit Edition, 1 Year Warranty750,000
LENOVO THINKPAD L13 YOGA I5/512GB20R5000UUSLENOVO ThinkPad L13 Yoga Intel® Core™ i5-10210U Processor (1.60 GHz, up to 4.20 GHz with Turbo Boost, 4 Cores, 8 Threads, 6 MB Cache), 8 GB DDR4 2667MHz (Soldered), 512 GB PCIe SSD, 13.3" FHD (1920 x 1080) IPS, touchscreen, 300 nits, Integrated Intel® UHD Graphics, Fingerprint Reader, Backlit Keyboard, Intel® 9560 802.11AC (2 x 2) & Bluetooth® 5.0, Windows 10 Pro 64, 1 Year Warranty540,000
LENOVO THINKBOOK 15 G2 ARE(20VG0064US)20VG0064USAMD Ryzen 7 4700, 2.0Ghz, 15.6" FHD IPS Touchscreen, 16GB DDR4 SDRAM, 512GB SSD, AMD Radeon Graphics, Wi-Fi, Bluetooth 4.2, Backlit keyboaord, Finger Print Reader, Windows 10 Pro, 1 year warranty515,000
LENOVO THINKPAD T49020N20028USIntel Core i5-8265U (4C / 8T, 1.6 / 3.9GHz, 6MB)Integrated Intel UHD Graphics, Chipset Intel SoC Platform 8GB Soldered DDR4-2400,256GB SSD M.2 2280 PCIe NVMe Opal2,14" HD (1366x768) TN 220nits Anti-glare, MicroSD Reader, Ethernet 100/1000M,WLAN + Bluetooth, Intel 9560 11ac, 2x2 + BT5.0,Camera 720p with ThinkShutter,Microphone2x, Array, Black, Discrete TPM 2.0, Integrated 50Wh,Power Adapter 65W USB-C, Windows 10 Pro 64, English600,000
LENOVO THINKPAD T490S20NX002XUSLENOVO T490s,ThinkPad T490s,Intel Core i7-8665U (4C / 8T, 1.9 / 4.8GHz, 8MB) ,8GB Soldered DDR4-2400,256GB SSD M.2 2280 PCIe NVMe ,14" FHD (1920x1080) WVA 250nits Anti-glare,MicroSD Reader, 100/1000M via Optional Adapter, Integrated Intel UHD Graphics , WLAN + Bluetooth, Intel 9560 11ac, 2x2 + BT5.0, Camera 720p with ThinkShutter, Microphone 2x, Array, Black, Backlit, English, Battery Integrated 57Wh, 65W USB-C, Windows 10 Pro 64, 1 Year warranty.640,000
LENOVO THINKPAD X1 YOGA 3rd I7/256GB20LDSICF00Lenovo ThinkPad X1 Yoga 3rd Gen Intel® Core™ i7-8650U (1.9 GHz, 4.2 GHz Max Turbo Speed, 8 MB Cache), 8GB, 256GB PCIe SSD, 14.0" WQHD (2560 x 1440) IPS, anti-reflective, anti-smudge, touchscreen, 300 nits, UHD Graphics 620, 802.11a/b/g/n/ac, Bluetooth 4.2, Win 10 Pro, 1 Year Warranty710,000
LENOVO TP X1 CARBON CI7-10510U20U9S1JE00Intel core i7-10510U/16GB/512GB SSD/14"/WINDOWS 10 PRO/ 1 YEAR WARRANTY.1,050,000
LENOVO THINKPAD X1 CARBON GEN 820U90030USUltrabook, Core i7 10610U / 1.8 GHz, vPro, Win 10 Pro 64-bit, 16 GB RAM, 512 GB SSD TCG Opal Encryption 2,NVMe,14" IPS touchscreen 1920 x 1080 (Full HD), UHD Graphics, Bluetooth,Wi-Fi 6,black paint, kbd: US895,000
LENOVO GAMING LAPTOPS
LENOVO 15'' IDEAPAD GAMING 3 151MH05151MH05LENOVO IDEAPAD GAMING 3 151MH05 Intel Core i5-10300H, 2.5GHZ, 8GB Soldered DDR4-2400, 256GB SSD, GTX 1650, 15.6" FHD IPS, Windows 10 Home, Onyx Black, 1-year Warranty430,000
LENOVO GAMING L340-15IRH 8/2TB81LK00N7UE"Notebook Clamshell L340 Gaming 81LK00N7UE 9th gen Intel Core i7 2.6 GHz Intel HM370 4.5 GHz i7-9750H Processor cache 12 MB DDR4-SDRAM 8 GBMemory clock speed 2400 MHz 16 GB 15.6 inch HD type Full HD LED backlight Display resolution 1920 x 1080 pixels On-board graphics adapter Intel UHD Graphics 630 NVIDIA GeForce GTX 1650 Discrete graphics adapter memory 4 GB SATA III, Windows 10 Home, 1 year warranty."540,000